Medicare Idaho is a federal health plan that provides medical benefits to those who are eligible enough to qualify. Eligibility can be slightly tricky. There are certain general rules and some exceptions when it comes to Medicare eligibility in Idaho. The general rule is that all who are 65 years and above as well as legal residents of Idaho for at least 5 years can qualify for Medicare.
This is also applicable for the people with disabilities but is under 65 years of age. They also need to be eligible for the Medicare for the Social Security Disability Insurance benefits as well. This is for only specific medical conditions and those who are eligible to enroll for this plan.
Those who qualify for Medicare coverage along with the part A plan, the premiums are waived only when the following are matched:
Those, who are 65 years or older, need to pay a monthly premium stated during the enrollment process. This will be compensated in case the Medicare taxes have not been paid for more than 10 years or more. The disability benefits received also makes one eligible for the Medicare but they can continue to receive the SSDI payment benefits as well. In case they stop receiving the SSDI benefits, the Medicare eligibility is also lost. Then there will have to be a wait period for 2 years in order to apply and receive the government medical health insurance benefits. Dual eligibility is also a way for receiving benefits from both Medicaid and Medicare. There are low income groups who are also eligible for Medicare and Medicaid beneficiaries where Medicaid will pay the Part B premium on their behalf.
This government health insurance policy provides various advantages like covering part of the prescription drug costs, medical expenses and other such relevant services. This is also a good way of covering any risks for running into any kind of medical debt from extensive medical expenses.